Debit Card Tokenization

Overview

Debit card tokenization is essential for implementing push-to-card payouts while maintaining PCI DSS compliance. Coinflow provides multiple tokenization methods depending on your platform and compliance requirements.

Note: This guide covers debit card tokenization for push-to-card payouts only. For credit/debit card tokenization for payments, see Tokenize Credit Cards.

Tokenization Methods

Coinflow offers three approaches to tokenize debit cards, each suited for different use cases:

SDK-Based Tokenization

Recommended

Use the CoinflowCardOnlyInput component to securely collect and tokenize debit card details in your application.

Key Benefits:

• No PCI compliance requirements
• Available across all SDKs (React, Vue, Angular, React Native)
• Automatic card validation and security

API for Web Apps

For web applications requiring server-to-server tokenization. Requires proof of PCI DSS compliance.

Requirements:

• Valid Attestation of Compliance (AOC) document
• AOC reviewed by a QSA for service providers
• Merchant-specific or service provider AOC

AOC Examples:

• Merchant AOC Template
• Service Provider AOC Template

Choosing the Right Method