Configuring Your Settlement Settings

Configuring Settlement Settings

Before implementing merchant payouts, you must configure how you want to receive settlement funds. Coinflow offers two options:

Option 1: Coinflow Balance (Recommended)

A hosted balance managed by Coinflow with multiple funding options.

Advantages:

• No wallet management required
• No network fees
• Simple API integration
• Multiple funding methods (starting with bank wire)

How to Configure:

1. Log into your merchant dashboard
2. Navigate to Settings > Withdrawals
3. Select “Coinflow Balance” as your settlement method
4. Contact Coinflow to receive your funding instructions

Funding Your Balance:

• Wire Transfer: Request wire instructions from Coinflow

Advanced: Implementation Details

The Coinflow Balance is a Solana-based wallet. Stellar and EVM chains are not supported for this settlement option. To pay out from a Stellar or EVM wallet, use Option 2: Bring Your Own Wallet.

Additional Funding:

• USDC on Solana: Send USDC to your provided wallet address

See full implementation guide →

Advanced: Crypto-Native Merchants — Bring Your Own Wallet

Option 2: Bring Your Own Wallet (BYO)

Use your own USDC-compatible wallet as the source of funds:

Advantages:

• Full control over your wallet
• Direct blockchain access
• Can use existing wallet infrastructure

Requirements:

• Must maintain USDC balance
• Must pay gas fees
• Must manage wallet security

How to Configure:

1. Log into your merchant dashboard
2. Navigate to Settings > Withdrawals
3. Select “Bring Your Own Wallet”
4. Provide your wallet address

Supported Chains:

• Solana
• Ethereum
• Base
• Polygon
• Arbitrum
• Stellar

See full implementation guide →

Advanced: Compare Coinflow Balance vs BYO Wallet

Settlement Comparison

Need help deciding? Contact support@pay.plasma.to